No credit score required to apply9
Compare pp电子官网 it® Student Cash Back to other credit cards
New credit cards for students aren鈥檛 all the same. Compare student credit cards with this helpful chart to see how pp电子官网 stands out.
Compare with others
Compare Student Cash Back Credit Cards |
pp电子官网 it® Student Cash Back |
Bank of America Customized Cash Rewards Credit Card for Students‡ |
Capital One Quicksilver Rewards for Students‡ |
Capital One Savor Rewards for Students‡ |
|---|---|---|---|---|
|
Rewards |
||||
|
Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically2
See issuers' websites for their new cardmember bonuses |
||||
|
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
Plus, earn 1% cash back on all other purchases.
|
||||
|
Redeem your rewards for cash in any amount |
||||
|
Redeem your rewards for cash at any time3 |
||||
|
Your cash back never expires3 |
||||
|
Use your rewards at Amazon.com checkout 6 |
||||
|
Security |
||||
|
Free recurring help removing your personal information from select people-search sites that could sell your data. Activate by mobile app10 |
||||
|
$0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card8 |
||||
|
Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.4 |
||||
|
Activate free alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites 1 |
||||
|
Free overnight shipping for card replacement to any U.S. street address at your request 7 |
||||
|
Value |
||||
|
Paying late won't raise your APR |
||||
|
No late fee on your first late payment |
||||
|
Service |
||||
|
100% U.S. Based Customer Service available any time11 |
||||
|
Show all features and compare |
Ready to apply for the pp电子官网 it® for Students Card?
-
pp电子官网庐 Identity Alerts (Alerts) are offered by pp电子官网 at no cost, are available only online, and do not impact your credit score. The Alerts currently provide: (a) daily monitoring of your Experian庐 credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security Number is found on such a website. Alerts are only provided to Primary cardmembers who agree to receive them online and whose accounts are open, in good standing, have a Social Security Number, and an email address on file. This benefit may change or end in the future. pp电子官网 is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit discover.com/freealerts.
-
Cashback Match:聽We鈥檒l match all the cash back you鈥檝e earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You earn cash back only when they鈥檙e processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; or rewards transfers from pp电子官网 checking or other deposit accounts. Your account must be open and in good standing to receive your Cashback Match. This offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
-
Rewards Redemption:聽Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed. You may be unable to redeem rewards in some limited situations such as when you choose to use an electronic funds transfer to redeem rewards to a new (unverified) deposit account. Any gift card must have a minimum value of at least $5.00 to be redeemed.
-
Freeze it庐:聽When you freeze your account, pp电子官网 will not authorize new purchases, cash advances or balance transfers (including checks). However, some activity will continue including charges from merchants where your card is stored or billed regularly, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, pp电子官网 protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.
-
FICO庐 Credit Score Terms: Your FICO庐 Credit Score, key factors and other credit information are based on data from TransUnion庐 and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See pp电子官网.com/FICO about the availability of your score. Your score, key factors and other credit information are available on pp电子官网.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. pp电子官网 and other lenders may use different inputs, such as FICO庐 Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
If you prefer not to receive your FICO庐 Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request.
-
Use Rewards at Amazon.com:聽For complete details on how to Pay with Rewards at see . Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates. To redeem your rewards at checkout, you must select the pp电子官网 Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you may use the pp电子官网 Card from which the rewards were applied or an Amazon.com Gift Card to pay for the remainder of your purchase. You may not use a credit card from an issuer other than pp电子官网 or another pp电子官网 credit card enrolled in Shop with Points in conjunction with the rewards transaction.
-
Free Overnight Card Replacement: Free overnight shipping is not available to P.O. boxes or addresses outside the U.S. Carrier overnight shipping limitations apply that may impact the exact delivery date.
-
Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see . Pay with Rewards聽with PayPal will be available for eligible credit cards on eligible purchases or聽rewards can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see .
All reward redemptions are subject to pp电子官网鈥檚 reward program terms.聽To redeem your rewards at checkout, you must select the pp电子官网 Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you must use the pp电子官网 Card from which the rewards were applied to pay for the remainder of your purchase. You may not use a credit card from an issuer other than pp电子官网 or another pp电子官网 credit card enrolled in Pay with Rewards in conjunction with the rewards transaction.
PayPal, and the PayPal logo are trademarks of PayPal and its Affiliates.
-
$0 Fraud Liability:聽An 鈥渦nauthorized purchase鈥 is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges. Please use reasonable care to protect your card and do not share it with employees, relatives, or friends. Learn more at聽pp电子官网.com/fraudFAQ.
-
No Credit Score Required:聽Based on the preceding 12 months of pp电子官网 Student credit card application data, applicants without a credit score may qualify. You must meet other applicable underwriting criteria. When we evaluate your creditworthiness, we consider all the information you provide on your application, your credit report, and other information. If you have a credit score, we may use that in our evaluation.聽Not having a credit record may impact your approval odds.
-
Online Privacy Protection:聽Online Privacy Protection is offered by pp电子官网 at no cost and only available in the mobile app. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests. Types of personal information found on these sites will vary.
rjqx-4.